disability-coverage

Disability Coverage

A type of coverage that gives you protection against the chance of losing income or time off work become disabled and you are not able to pay your expenses.

Time Off Work

  • Accident only, Sickness only, or Accident & Sickness

  • Benefits: $500 - $2000 /month

  • Benefit Period from 6 months to 24 months

  • Optional Return of Premium Benefit


Income Replacement

  • Accident only, Sickness only, or Accident & Sickness

  • Non-Occupational or 24hour Coverage

  • Maximum Benefit is $5,000/month

  • Two optional riders: Income Benefit & Loan Benefit


Cancer Protection

  • Cancer or Cancer & Heart attack & Stroke

  • Benefits: $100/day or $200/day

  • Best Doctors Service

  • Individual or Family Plan

  • Optional Return of Premium upon Death